Rewards Checking

Ideal for those looking to maximize return on their deposits.


  • Earn rewards of 1.01% APY* on balances up to $25,000.00 (0.10% APY* on balances over $25,000.00) when requirements are met and 0.05% APY* when qualifications are not met

  • Enrollment in our CUPerks Rewards program - earn points every time you use your debit card

  • Free ATM withdrawals at all ABCO FCU ATMs

  • Up to (6) non-ABCO ATM withdrawals per month free of charge

  • First box of 50 checks free

  • Overdraft Protection available

  • Enrollment in e-Statements required to earn special rates


 During the monthly qualification cycle:

  1. Have at least 1 direct deposit or direct debit (ACH) post and clear to your account

  2. Make at least 10 debit card purchases that post and clear your account (Note: Transactions may take one or more business days from the transaction date to post to an account.)

  3. Perform 1 financial transaction in online banking or bill payer (transfer money from one account to another, pay a bill, or request a check withdrawal)

  4. Agree to accept account statements electronically

How to Open an Account

Stop by one of our branches or sign up by mail. See our step by step guide to becoming a member

Note: ABCO reserves the right to deny an application based on information provided by Chex Systems or by any other accredited source.

*Annual Percentage Yield. Fees could reduce earnings on the account. Rates subject to change at any time without notice.