Protection Plus Checking

A more complete checking account including dividends, ATM flexibility, identity theft protection, and access to your credit report & score every 90 days.


  • No minimum balance requirement

  • Enrollment in our CUperks Rewards program - earn points every time you use your debit card

  • Free ATM withdrawals at all ABCO FCU ATMs

  • Up to (6) non-ABCO ATM withdrawals per month free of charge

  • Dividends of 0.10% APY* on balances over $1,000.00

  • Access your credit report & score every 90 days

  • First box of 50 checks free

  • Overdraft Protection available

  • IDProtect® Identity Theft monitoring and resolution service (registration/activation required)**

  • Cell phone protection***

  • $4.95 monthly service charge

How to Open an Account

Stop by one of our branches or sign up by mail. See our step by step guide to becoming a member.

Note: ABCO reserves the right to deny an application based on information provided by Chex Systems or by any other accredited source.

*Annual Percentage Yield. Fees could reduce earnings on the account. Rates subject to change at any time without notice.

**IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

***Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to the Guide to Benefit for complete details of coverage.

Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.