Guide To Becoming A Member

Step 1: Determine if you are eligible for membership. 

Browse our eligibility list to find out if your company, group, or area is eligible for membership. 

Step 2: Fill out our new member application.

When filling out the application, please be sure to indicate your eligible company, group or area in the member eligibility field.

Step 3: Verify your identity.

Under federal regulations, you will be required to verify your identity. We will ask you to provide one valid, unexpired form of Primary ID as listed below. Please Note: Your current residential address must be displayed on the form of ID presented.

Qualifying Primary Forms of ID:

  • Driver’s License

  • Passport

  • State ID

  • Alien ID

  • Military ID

  • Student ID with Driver’s License or Transcript

  • Casino License

For Minors – in addition to primary ID for the adult, original or certified birth certificate issued by a U.S. state, jurisdiction or territory (birth registration cards and foreign birth certificates are not accepted) or Social Security Card.

Qualifying Secondary Forms of ID:

If the Primary ID has no address listed, or lists a P.O. Box we must obtain a secondary ID form that ties you to your physical residence. This ID must also be valid and unexpired.

  • Utility bill (gas, electric or water)

  • Real estate tax bill

  • Lease agreement

  • Mortgage statement

Step 4: Minimum Initial Deposit.

To open your Primary Share Savings Account (a base account required of all members), a minimum initial deposit of $5.00 is required and must remain in the account. Think of this as your "share" in the credit union, keeping you an active member and maintaining your eligibility to take advantage of all of the products and services the credit union offers. Make check or money order payable to ABCO FCU.  Cash accepted at ABCO FCU branch locations.

Step 5: Return documents to us.

Return your completed application, identifying documents, and check or money order to any branch office.

Alternately, you can mail forms to:

ABCO Federal Credit Union
ATTN: New Accounts
76R High St.
Mt. Holly, NJ 08060

Once we verify all of the information contained in the documents, your membership will begin and you can take advantage of all the credit union has to offer!


Contact Member Care at 800-225-1859.