PFP | The Family Security Plan® Disability Insurance Features

Immediate Coverage

Your coverage becomes effective as soon as your eligibility requirements are met, you have authorized payment and your application is signed.

Monthly Payment Benefits

Monthly benefits are payable if you are disabled and unable to perform all the substantial and material duties of your job.3

Additional Coverage

Your coverage includes benefits payable for sickness and accidents that are not covered by Worker’s Compensation.

Convenient Premium Payments

There are no bills to watch for or checks to mail. Premiums are conveniently paid automatically from the financial institution of your choice.

Pregnancy Complications

Disability caused by complications of pregnancy are covered the same as any other illness. A complicated pregnancy could include non-elective cesarean section or other conditions requiring a hospital stay. Please refer to your policy for specific details.

Guaranteed Renewable

Your coverage can be renewed until the age of 72.

Full Portability

You can keep your coverage even if you change jobs or retire.

Waiver of Premium

If you are still disabled 14 days after your elimination period has been satisfied no premiums are due for the remainder of the benefit period, or until you are no longer disabled, whichever is sooner.