Checking
Checking accounts at ABCO FCU offer a unique blend of features for modern day banking and protection. All deposits are insured up to $250,000 by the National Credit Union Association (NCUA).
Protection Plus Checking
A more complete checking account including dividends, ATM flexibility, identity theft protection, and access to your credit report & score every 90 days.
Features:
No minimum balance requirement
Enrollment in our CUperks Rewards program - earn points every time you use your debit card!
Free ATM withdrawals at all ABCO FCU ATMs
Up to (6) non-ABCO ATM withdrawals per month free of charge
Dividends of .10% APY* on balances over $1,000
Access your credit report & score every 90 days
First box of 50 checks free
Overdraft Protection available
IDProtect® Identity Theft Monitoring and Resolution Service (Registration/activation required)**
Cell phone protection***
$4.95 monthly service charge
*Annual Percentage Yield. Fees could reduce earnings on the account. Rates current as of 04/01/2019. Rates subject to change at any time without notice.
Rewards Checking
Ideal for those looking to maximize return on their deposits.
Features:
Earn rewards of 1.01% APY* on balances up to $25,000 (.10% APY* on balances over $25,000) when requirements**** are met. .05% APY* when qualifications are not met.
Enrollment in our CUPerks Rewards program - earn points every time you use your debit card!
Free ATM withdrawals at all ABCO FCU ATMs
Up to (6) non-ABCO ATM withdrawals per month free of charge
First box of 50 checks free
Overdraft Protection available
Enrollment in e-statements required to earn special rate
Requirements:
During the monthly qualification cycle:
Have at least 1 direct deposit or direct debit (ACH) post and clear to your account
Make at least 10 debit card purchases that post and clear your account (Note: Transactions may take one or more business days from the transaction date to post to an account.)
Perform 1 financial transaction in online banking or bill payer (transfer money from one account to another, pay a bill, or request a check withdrawal)
Agree to accept account statements electronically
Standard Checking
A basic checking account.
Features:
No minimum balance requirement
Free ATM withdrawals at all ABCO FCU ATMs
Online Banking & Bill Pay
Mobile Banking w/Mobile Deposit
Overdraft Protection available
Business Checking
Features unlimited transactions and night depository for your convenience.
Features:
Unlimited transactions
Night Depository available at most locations
No minimum balance requirement
Free ATM withdrawals at all ABCO FCU ATMs
Online Banking & Bill Pay
Mobile Banking w/Mobile Deposit
Overdraft Protection available
How to Open an Account
Stop by one of our branches or sign up by mail. See our step by step guide to becoming a member
Note: ABCO reserves the right to deny an application based on information provided by Chex Systems or by any other accredited source.